Resources for Responsible Home Ownership - Own Responsibly, Save Shamelessly!
Imagine, that after a year of having purchased a home or other property, you discover that at some point there was a forged deed that suddenly renders the property not yours. The monetary loss from such an event could be devastating. Title insurance seeks to protect homeowners and lenders alike from the loss that could [...]
A windstorm is a storm with high winds or violent gusts but little or no rain. Windstorms also refer to hurricanes, cyclones, tornadoes and high winds. If you are very familiar with windstorms and have experienced them on more than one occasion then you know how destructive these natural forces can be. Leaving damage and [...]
Imagine, that you’ve just purchased your first home. It is a fixer upper, so you know you’ve got some work to do, but you’re too excited to delay showing it off to friends and family. You invite folks over for an impromptu housewarming, even though there is poor lighting in the entry way and the [...]
Even with fair warning that a hurricane or other major storm is coming, the devastation and damage caused by floods can be disheartening. Losing all of one’s possessions to water damage can be a terrible thing. In the worst cases, homes need major repair or complete demolition and rebuilding. But who pays to replace possessions [...]
With news reports of spreading wildfires in various parts of the country, the topic of fire insurance must be considered. Does your homeowners insurance policy cover damage or loss from fire? What types of fire insurance exist? How does fire insurance work? What is Fire Insurance? Fire insurance can either be included under a larger [...]
Home insurance is something every homeowner should have. There are various types of coverage for any given risk. One of the typical risks faced by homeowners in certain parts of the country is that of damage from earthquakes. Levels of coverage, rates and deductibles are discussed below. What is Earthquake Insurance? As mentioned above, earthquake [...]
Almost everyone has head of earthquakes, but not many are familiar with the term “earth movement.” Earthquakes are certainly a form of earth movement, but they are by far not the only type of earth movement that exists. Other natural disasters that fall under this category include mudflows, volcanic eruptions, landslides, shock waves and sinkholes. [...]
If you’re a first time homeowner there are surely a lot of firsts. Applying for and securing a mortgage. Hiring a real estate agent. Shopping for homeowners insurance. When considering the type and amount of insurance that is necessary to cover all risks related to such a large investment, it is worthwhile to consider bundling [...]
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